Check and Buy Right Car Insurance Policy Online
Compare and Save upto 80% on
Commercial Vehicle Insurance
Contact Us
Get Free Quotation
CHOOSE YOUR VEHICLE INSURANCE
About Us
At Policydigit, we’re here to help you get the right insurance for your commercial vehicle, whether you’re buying new or restoring your existing coverage. We make sure our clients know exactly what services we offer and how they work, using easy-to-understand language and explaining every step of the process clearly. We believe in honesty and transparency, so you can trust us to provide you with the best service possible. We’re committed to building strong relationships with our clients and providing support every step of the way.
Why Choose Policydigit Vehicle Insurance?
Our Customers are our top priority, and we treat them like VIPs..
Cashless Repairs
With our cashless coverage, you can get your vehicle repaired without any upfront payment. It provides convenience and peace of mind during unexpected situations on the road,
24x7 Roadside Assistance
Roadside assistance is an add-on feature that can be included in a car insurance policy. Whether it's a blown tire, dead battery, or running out of gas, we're here to get you back on track quickly and safely. Will be present for.
Smartphone-enabled Self Inspection
Self-inspection of your insurance renewal is a feature by which you can inspect your car using any of your smartphones. This feature can also be called “Self Video Inspection” for your car insurance.
Customize your Vehicle IDV
You can personalize your vehicle's Insured Declared Value (IDV) to match your needs by adjusting the coverage amount. Just let us know your preferred IDV, and we'll customize the insurance plan accordingly for you.
Claims Support
We help you in getting a claim settlement done in your Vehicle, thereby ensuring that our customers get timely assistance during difficult situations.
Policy Renewal
We offer seamless policy renewal assistance, ensuring you're always covered without any hassle. Our dedicated team is available to guide you through the process, making it easy and convenient for you.
COMMERCIAL VEHICLE INSURANCE
Commercial vehicle insurance is there to protect against accidents, injuries, and liability issues that can happen while driving. Since heavy-duty commercial vehicles are always at risk of accidents and damage, having insurance is crucial to cover them against these potential problems.
COMPREHENSIVE VEHICLE INSURANCE
Comprehensive vehicle insurance is like a complete shield for your car. It covers a wide range of things that could go wrong, like accidents, theft, or damage from things like storms or falling objects. So, if anything happens to your car, whether it’s your fault or not, comprehensive insurance has got you covered. It’s like having all-around protection for your vehicle, giving you peace of mind on the road.
THIRD PARTY VEHICLE INSURANCE
Third-party insurance is like a safety backup for others. It covers the costs if you accidentally damage someone else’s car or property, or if you injure someone while driving. So, if you’re in an accident and it’s your fault, third-party insurance helps pay for the other person’s repairs or medical bills. It’s a way to protect others and yourself from financial burdens in case of unexpected events on the road.
Difference Between the Types of Car Insurance Policies in India
| COVERAGE | THIRD-PARTY INSURANCE | COMPREHENSIVE |
|---|---|---|
| Theft of four-wheeler | ✖ | ✔ |
| Accident-related damage/loss to your car | ✖ | ✔ |
| Damage caused by fire | ✖ | ✔ |
| Damage/loss caused by natural calamities like cyclones, floods, earthquakes, etc. | ✖ | ✔ |
| Damage/loss caused by man-made calamities like riots, strikes, vandalism, etc. | ✖ | ✔ |
| Damage to the property or vehicle of a third party | ✔ | ✔ |
| Accident-related injury or death occurring to a third party | ✔ | ✔ |
| Personal Accident Cover (if opted for) | ✔ | ✔ |
| Minimum legal requirement to drive on Indian roads | ✔ | ✔ |
- TPC- Third Party Insurance
- COMP. – Comprehensive
| COVERAGE | TPC | COMP. |
|---|---|---|
| Theft of four-wheeler | ✖ | ✔ |
| Accident-related damage/loss to your car | ✖ | ✔ |
| Damage caused by fire | ✖ | ✔ |
| Damage/loss caused by natural calamities like cyclones, floods, earthquakes, etc. | ✖ | ✔ |
| Damage/loss caused by man-made calamities like riots, strikes, vandalism, etc. | ✖ | ✔ |
| Damage to the property or vehicle of a third party | ✔ | ✔ |
| Accident-related injury or death occurring to a third party | ✔ | ✔ |
| Personal Accident Cover (if opted for) | ✔ | ✔ |
| Minimum legal requirement to drive on Indian roads | ✔ | ✔ |
SERVICES
Why Policy Digit Commercial Vehicle Insurance?
Easy Online Process
"Compare rates, tailor coverage, verify, buy online, verify, download policy."
Lowest Premium
"Premium protection, budget-friendly prices - find your perfect Insurance coverage today!"
Helping Claim Settlement
"Quick claim resolution brings timely assistance and client confidence restored."
Types of Insurance
Health, life, auto, home, renters, travel, business, disability, motorcycle, flood
Communication
"We will help you buy a new policy or our team will remind you 30 days in advance at the time of policy renewal.
Ensuring data security
"We keep your information safe and secure, protecting your privacy."
Not Covered Vehicle Insurance policy?
Intentional Damages
Wear & Tear
Illegal Driving
CLIENT’S LOVE
Reflection of a customer’s experience with our company’s services.4
4.9 + Ratings
Our Partners
FREQUENTLY ASKED QUESTIOINS
It’s like a promise between you and an insurance company. You pay them money (called a premium), and they promise to help if something bad happens to your car, like a crash or theft.
Think of it like a safety net. If something happens to your car, insurance can help pay for the repairs so you don’t have to pay everything yourself.
There are different types, but the main ones are: one that helps pay if you damage someone else’s car or property (liability), one for your own car if you crash (collision), and one for stuff like theft or storms (comprehensive).
The price depends on things like how old you are, if you’ve had any accidents before, and what kind of car you have.
Nope, in most places, you have to have insurance to drive legally. If you’re caught without it, you could get in trouble.
First, make sure everyone’s okay. Then, call the police if it’s serious. After that, you need to tell your insurance company what happened.
You can try to keep your driving record clean, choose a higher deductible, and see if your insurance company offers any discounts.
If you move to a new state or even a new neighborhood, your insurance might change because different places have different rules and risks. You’ll need to update your insurance with your new address.
Choosing a higher voluntary deductible can sometimes lower your insurance premium (the amount you pay for insurance). It’s a way to save money on your premiums, but it means you’ll have to pay more upfront if something happens to your car.
- Take pictures: Use your phone to take pictures of the accident scene, including any damage to your car and the other car(s) involved.
- File a claim: Contact your insurance company as soon as possible to report the accident and file a claim. They’ll guide you through the process and tell you what information they need from you.
- Review Settlement: Once your claim is processed, your insurance company will either approve your claim and provide compensation or deny it if it doesn’t meet the terms of your policy. Review the settlement offer carefully and ask questions if you’re unsure about anything.
- Follow up: Stay in touch with your insurance company and provide any additional information they ask for. They’ll work with you to get your car repaired and handle any other issues related to the claim.
- Keep Records: Keep copies of all documents related to your claim, including correspondence with your insurance company, receipts for repairs, and any other relevant information. These records may be helpful in case of future disputes or claims.
